Boat Loans

Icon of Boat for Boat Loans

Your new adventure starts here.

Start having fun with your family today with a boat loan from Tangipahoa Parish Teachers’ Credit Union. We will get you a loan and interest rate you can afford so you can head out on the water as soon as possible. No need to look elsewhere for a loan, when you're a member of TPTCU, you’re already taken care of.

If you are a member or eligible to become one, contact us today to find out more about our boat loan rates.

New & Used Boat Loans

Maximum loan term is 60 months.100% financing, tax, title, and license may be financed depending upon your past credit performance. Must have an open Share Account to qualify.

New Boat
60 months
*as low as 6.90% APR
Used Boat
60 months
*as low as 7.90% APR

*APR = Annual Percentage Rates.

*Rates determined by past credit performance. Up to 15% down payment, tax, title, and license may be required.

Example: $12,000 for 60 months at 7.90%, $242.78, with finance charge of $2,566.13 and total payments of $14,566.13. (Figures are estimates only)

Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.

The rates and APYs are effective immediately and may change at any time at the discretion of the Board of Directors.


Interested in Becoming a Member?

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. At TPTCU we offer memberships to full-time, permanent employees of Tangipahoa Parish School System or SLU.

Are you a direct relative of a current TPTCU member?
You may qualify to become a member too! Contact our offices to learn more.

There are 4 requirements for opening a share account:

  • Driver’s license or passport (Birth certificate for minors only)
  • Social Security Card
  • Proof of full-time employment with Tangipahoa Parish School System or SLU or your relationship status
  • $26.00(cash/check)-No Debit cards