There is a Real Estate application fee of $25.00 and an Appraisal fee of $125.00. If you are refinancing only to reduce your interest rate, with no cash out, there will be a $200.00 application fee. We will finance up to 90% of the appraised value of the property. Maximum amount financed is $325,000.00. Must have an open Share Account to qualify.
*APR = Annual Percentage Rates.
Example: Amount financed $250,000 for 240 months at 4.25% is $1,548.52, finance charge is $121,643.41, total payments $371,643.41. (Figures are estimates only)
This loan is not applicable on Mobile Homes.
Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.
The rates and APYs are effective immediately and may change at any time at the discretion of the Board of Directors.
Please call a Loan Officer for more information or to request an application.
Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. At TPTCU we offer memberships to full-time, permanent employees of Tangipahoa Parish School System or SLU.
Are you a direct relative of a current TPTCU member?
You may qualify to become a member too! Contact our offices to learn more.
There are 4 requirements for opening a share account: