Vehicle Loans

Icon of Car for Vehicle Loans

New and used, we have you covered.

When it’s time to start looking for a vehicle, there are plenty of options, and if you are a member of Tangipahoa Parish Teachers’ Credit Union, you are in luck. We offer excellent new and used auto loan rates to our members which allow them to shop around with confidence. You shouldn’t have to sacrifice the car you want or need because of the loan you’ve got.

When it comes to financing, our members are taken care of. If you are a TPTCU member or eligible to become one, contact us today to find out more about our new and used auto loan rates.

For a limited time, we are offering 1.90% financing on new vehicles for 24-60 months for "A" rate members (680+ beacon scores). The program will continue until further notice.

New Auto Loans

100% financing including tax, title and license fees may be financed depending upon past credit performance.
*New vehicles include 2017/2018 program/demos with less than 25,000 miles. Maximum loan amount is $60,000.00.
Must have an open Share Account to qualify.

*APR = Annual Percentage Rates.

*Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required

Example: $0 down payment, $15,000.00 for 60 months at 1.90% is $262.28, finance charge is 737.00, total payments is $15,737.00. (Figures are estimates only)

These rates represent our current base rates for the financing term indicated. They do not represent rates you may receive under any "special" we are promoting.

Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.

Used Auto Loans

Up to 20% down payment plus tax, title, and license may be required.
(Maximum mileage is 100,000)
Must have an open Share Account to qualify.

AGE OF VEHICLE - TERMS - RATES

*APR = Annual Percentage Rates.

*Rates determined by past credit performance.

Example: Amount financed $16,000.00 for 48 months at 5.15% is $369.64, finance charge is $1,742.49, total payments is $17,742.49. (Figures are estimates only)

Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.

DOWNLOAD OUR LOAN APPLICATION

Interested in Becoming a Member?

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. At TPTCU we offer memberships to full-time, permanent employees of Tangipahoa Parish School System or SLU.

Are you a direct relative of a current TPTCU member?
You may qualify to become a member too! Contact our offices to learn more.